When Talking to an Insurance Adjuster About Your Car Accident Claim: Don’t Say These Things

If you have been a victim of a car accident that resulted from the negligence of another driver, you may want to seek compensation for your injuries. This means you will soon speak with a claims adjuster from the insurance company of the at-fault driver. But, you should not give in to the friendly approach of the adjuster. No matter their assurances, the claim adjuster does not have your best interest in mind. They are trained to look for reasons to reduce or deny your claim. And they usually achieve this goal by using your words against you. Do not put your right to compensation at risk. Instead, retain one of the best car accident attorneys Los Angeles and tell the adjuster to talk to them.  This way, you won’t end up saying something that can hurt your claim. These include the following:

You Contributed to the Crash

When you speak with an insurance adjuster, you must avoid implying, admitting, or suggesting you are to blame for the crash. Otherwise, your compensation can be reduced or denied altogether. 

Your Injury Wasn’t That Bad

Keep in mind that a big part of your recovery is based on the nature and extent of your injury. Thus, you should not give the claim adjuster grounds to decrease your possible settlement amount. And unless you are a healthcare expert, you should not try to provide descriptions or information on your injury. 

You Agree to Provide the Adjuster a Recorded or Written Statement

 Never let the insurance adjuster record your words regarding the crash. Otherwise, you provide them with evidentiary information. Again, as you provide them with statements, you can end up saying that can be used against you. 

You Accept the Initial Settlement Offer

As you deal with medical bills and financial losses, you may want to get paid as quickly as possible. However, you need to understand the legal impact of accepting the insurance company’s initial settlement offer and signing a release. Signing the release means that you have given up your right to additional compensation. Never execute this release before you understand the full implications of your losses and injuries. This means that you should consult with your lawyer first before you sign anything or accept any offer from the insurer. 

You Represent Yourself in the Claim

Insurance companies will take advantage of your journey alone. They know that without a background in law, you will agree to their offers without thinking about the legal implications of your decision. 

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